1 KVB Reward point is worth ₹1.00 in India.
₹1.00₹1,000 per 1,000 points, our house mark
₹1.00 · first marked 17 Aug 2026, never re-marked since
How we got this ₹ figure
₹1.00 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹1.00, the ceiling) and not the worst you can always fall back on (₹0.85, the floor). It is the number every route on this page is priced with.
We hold one dated point for KVB Reward Points — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 4 do
4 cards earn KVB Reward Points outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
KVB Eternis Credit Card2.0%Karur Vysya BankKVB Altura Credit Card1.0%Karur Vysya BankKVB Samara Credit Card0.5%Karur Vysya BankKVB Aura Credit Card0.3%Karur Vysya BankKVB's own Eternis page states the rate to the decimal — "1 Reward Point (RP) = ₹1." — which is why the ceiling sits at par. The FLOOR is lower on purpose: unlike a statement credit, this point is charged ₹99 per redemption request, cannot be redeemed at all below 2,000 points the first time (250 after), and LAPSES at three years — immediately if the minimum due goes unpaid for 60 days. A reader who redeems in small lots or lets the balance age gets less than ₹1, so the band records the friction rather than pretending it away. Terminal: KVB publishes no transfer partner. Note the rate is published on the Eternis page ALONE — do not carry it onto the Honour or Platinum cards without their own source.
KVB Reward Points has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
Expiry: 3 years from earning, and immediately if the minimum due goes unpaid for 60 days
No corridor on our board prices a seat in KVB Reward Points against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about KVB Reward Points — answered from the same data as everything above, with the same numbers.
What is 1 KVB Reward point worth in INR?
Our desk marks KVB Reward Points at ₹1.00 a point — so 1,000 points are worth ₹1,000 and 10,000 are worth ₹10,000. That is the number every route on this page is priced with. The ₹0.85 floor is the redemption you can always fall back on; the ₹1.00 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 17 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn KVB Reward Points?
4 Indian cards earn KVB Reward Points outright. Best-ranked earners: KVB Eternis Credit Card, KVB Altura Credit Card and KVB Samara Credit Card, the best of them at 2.0% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did KVB Reward Points last devalue?
We hold no dated events for KVB Reward Points at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against Karur Vysya Bank's own documents on · our house ₹/point, ₹1.00 today
Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.