1 PMC Bank Reward point is worth ₹0.25 in India.
₹0.25₹250 per 1,000 points, our house mark
₹0.25 · first marked 22 Aug 2026, never re-marked since
How we got this ₹ figure
₹0.25 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹0.25, the ceiling) and not the worst you can always fall back on (₹0.25, the floor). It is the number every route on this page is priced with.
We hold one dated point for PMC Bank Reward Points — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
No Indian card on our board earns PMC Bank Reward Points, and no currency we track transfers into it. We carry the programme for its valuation and its nerf record, not because a card reaches it. Every programme we price →
also known as: PMC Reward Points
READ PAST AN ISSUER TYPO, and this row says so rather than quietly picking the convenient number. PMC's own RuPay rewards page reads, verbatim: "Cardholders can redeem reward points at 1 point = 0.25 paisa on accumulating the minimum level of reward points." Taken literally that is ₹0.0025 a point — three thousandths of a per cent — and the SAME PAGE disproves it with its own arithmetic: it sets the minimum redemption at 1,500 points on the Select and 1,000 on the Platinum. At "0.25 paisa" those gates are worth ₹3.75 and ₹2.50, which is not a redemption threshold any bank writes. At 25 paise they are ₹375 and ₹250, which is exactly the shape of a minimum. So the intended figure is ₹0.25 — the flat quarter-rupee, and the thresholds are what settle it, not the era's convention. One rate, one channel, so floor = value = ceiling: PMC published a single redemption path — "Redemption Request should be mailed to cards.customercare@pmcbank.com" — with no catalogue tier above it and no cashback rung below. There is no band to draw. DEFUNCT, AND THE ROW IS HISTORY. RBI amalgamated PMC into Unity Small Finance Bank on 25 January 2022 and pmcbank.com died with it; every source behind this mark is the issuer's own page read from the Internet Archive. `trend: flat` because nobody is left to move the rate. It reaches no airline, no hotel and no transfer partner, and no row is written in either transfer file. Accrual, for the four cards that earn it, verbatim from the same page: "Rupay Select Card holders shall earn 2 points for every Rs. 100 spend" and "2 points for every Rs. 150 spend" on the Platinum — 0.50% and 0.33% at this mark. "Amounts under cash withdrawal transactions and any other debit transactions will not be eligible for earning reward points."
PMC Bank Reward Points has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
Expiry: not published — PMC's rewards page states a minimum redemption threshold and a redemption e-mail address, and sets no validity period on an accrued balance
No corridor on our board prices a seat in PMC Bank Reward Points against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about PMC Bank Reward Points — answered from the same data as everything above, with the same numbers.
What is 1 PMC Bank Reward point worth in INR?
Our desk marks PMC Bank Reward Points at ₹0.25 a point — so 1,000 points are worth ₹250 and 10,000 are worth ₹2,500. That is the number every route on this page is priced with. The ₹0.25 floor is the redemption you can always fall back on; the ₹0.25 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 22 Aug 2026. The valuation index prices it against every other program we cover.
When did PMC Bank Reward Points last devalue?
We hold no dated events for PMC Bank Reward Points at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against Punjab & Maharashtra Co-operative Bank (amalgamated into Unity Small Finance Bank, 25 January 2022)'s own documents on · our house ₹/point, ₹0.25 today
Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.