1 KIWIS point is worth ₹0.25 in India.
₹0.25₹250 per 1,000 points, our house mark
₹0.25 · first marked 22 Aug 2026, never re-marked since
How we got this ₹ figure
₹0.25 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹0.25, the ceiling) and not the worst you can always fall back on (₹0.25, the floor). It is the number every route on this page is priced with.
We hold one dated point for KIWIS — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 1 do
One card earns KIWIS outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
PNB Kiwi0.5%Punjab National Bankalso known as: Kiwi
Kiwi's published rewards policy fixes it: "Each 'Kiwis' will be currently worth Rs 0.25/-". Nominal, so value, floor and ceiling are one number. Filed `scrip` because a KIWI is Gokiwi's unit, not the issuing bank's money — the reason it is NOT `inr-cashback`, which is what an issuer credits to the CARD ACCOUNT. KIWIS settle into the holder's own UPI-linked account instead, and since 1 June 2025 are awarded only on ₹100 multiples, so a ₹199 spend earns on ₹100. That rounding is a real haircut and belongs in a card's `earn.base`, not in this value.
KIWIS has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
No corridor on our board prices a seat in KIWIS against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about KIWIS — answered from the same data as everything above, with the same numbers.
What is 1 KIWIS point worth in INR?
Our desk marks KIWIS at ₹0.25 a point — so 1,000 points are worth ₹250 and 10,000 are worth ₹2,500. That is the number every route on this page is priced with. The ₹0.25 floor is the redemption you can always fall back on; the ₹0.25 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 22 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn KIWIS?
1 Indian card earns KIWIS outright. Best-ranked earner: PNB Kiwi, at 0.5% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did KIWIS last devalue?
We hold no dated events for KIWIS at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against the community reads below on · our house ₹/point, ₹0.25 today
Not published , and we will not invent it: when the points expire · how long posting takes · its award terms — surcharges and the booking window.