1 Uni Coin is worth ₹0.01 in India.
₹0.01₹10 per 1,000 Coins, our house mark
₹0.01 · first marked 15 Aug 2026, never re-marked since
How we got this ₹ figure
₹0.01 is our HOUSE value for a Coin — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹0.01, the ceiling) and not the worst you can always fall back on (₹0.01, the floor). It is the number every route on this page is priced with.
We hold one dated point for Uni Coins — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 1 do
One card earns Uni Coins outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
BOBCARD Uni GoldX1.0%BOBCARD (Bank of Baroda)A closed-loop coin with a value the issuer states outright, so the band has no spread: BOBCARD's Uni GoldX MITC says "you will get 1 Uni Coin on every purchase of ₹1. Each Uni Coin is valued at one paisa." Coins are redeemed for cashback into the card account or against the Uni Store inside a third party's app; they reach no airline and no hotel programme, and BOBCARD reserves the right to change the conversion rate. Indexed so the one card that pays it can be valued on the same scale as the cards that do not.
Uni Coins has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
Expiry: none — the MITC says Uni Coins have lifetime validity, but they are forfeited if the card goes unused for 365 days, on closure, or on death
No corridor on our board prices a seat in Uni Coins against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about Uni Coins — answered from the same data as everything above, with the same numbers.
What is 1 Uni Coin worth in INR?
Our desk marks Uni Coins at ₹0.01 a Coin — so 1,000 Coins are worth ₹10 and 10,000 are worth ₹100. That is the number every route on this page is priced with. The ₹0.01 floor is the redemption you can always fall back on; the ₹0.01 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 15 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn Uni Coins?
1 Indian card earns Uni Coins outright. Best-ranked earner: BOBCARD Uni GoldX, at 1.0% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did Uni Coins last devalue?
We hold no dated events for Uni Coins at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against Uniorbit (Uni) / BOBCARD's own documents on · our house ₹/Coin, ₹0.01 today
Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.
Every document behind this page — 2 of them, each with the day we read it
- official BOBCARD's Uni GoldX MITC states the price outright — "1 Uni Coin on every purchase of ₹1. Each Uni Coin is valued at one paisa" — and reserves the bank's right to change that rate.
- official The product page frames the same coin as "1% value back" — arithmetic that only closes at one paisa — and names the exits: card-account cashback, the Uni Store, digital gold. No airline, no hotel.