IndiGo Axis Bank Premium Credit Card vs Samsung Axis Bank Infinite (2026)
#51 against #80 on our board, ₹7,500 apart in ranking value at ₹3L a month.
Head to head
| IndiGo Axis Bank Premium Credit Card | Metric | Samsung Axis Bank Infinite |
|---|---|---|
| #51 — wins this row | Our rank | #80 |
| ₹5,000/yr | Fee — joining · annual (+ GST) | ₹5,000/yr |
| None | Fee waiver | ₹7,00,000 spend |
| 2.5% + GST — wins this row | Forex markup | 3.5% + GST, plus a 1.5% dynamic-currency-conversion markup |
| not published | APR | 3.75%/mo (55.55%/yr) — Axis standard tier |
| 1.0% | Headline earn rate | 1.0% |
| IndiGo BluChip | Currency | Axis EDGE Reward Points |
| ₹0.50/pt | House value | ₹0.40/pt † |
| 5,000 IndiGo BluChips + a 6E Eats voucher on fee payment — still doubled to 10,000 BluChips for anyone applying through 31 Aug 2026; the 5,000 BluChips repeat on every renewal | Welcome benefit | 30,000 EDGE Reward Points (₹6,000 on Axis's own value chart) on 3 transactions within 30 days of issuance |
| 731 of 789 | Lounge doors opened | 731 of 789 |
† Samsung Axis Bank Infinite: Samsung Axis Infinite sits in the "other eligible cards" bucket of the Axis Points/Miles Transfer table — 20 EDGE Reward Points = 1 partner mile (10:1 to ITC, SpiceJet and AirAsia), an eighth of what Magnus and Reserve get at 5:2. The portal at ₹0.20 a point is the only sane exit, and Axis charges ₹99 a redemption and ₹199 a transfer on top. Our 1.0% prices the ₹0.20 in; the ₹0.40 EDGE house value does not apply to this card.
Neither issuer publishes an income floor for these two. IndiGo Axis Bank Premium Credit Card is open to a direct application; Samsung Axis Bank Infinite is closed to new applications, and only grandfathered holders still have it. How people actually get Samsung Axis Bank Infinite is on its card page.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
IndiGo Axis Bank Premium Credit Card out-earns Samsung Axis Bank Infinite at every spend level we model, from ₹25k to ₹5L a month.
How the gap moves with spend
IndiGo Axis Bank Premium Credit Card leads at all 20 steps, but not by the same amount: ₹5,000 at ₹0.25L a month, ₹7,500 at ₹5L — the gap fans out with spend, widest at ₹0.5L (₹7,500).
IndiGo Axis Bank Premium Credit Card pays 4 annual spend milestones, the first at ₹2,00,000 a year, and Samsung Axis Bank Infinite pays none; IndiGo Axis Bank Premium Credit Card pays a renewal bonus whatever you spend, and Samsung Axis Bank Infinite pays nothing to stay.
IndiGo Axis Bank Premium Credit Card draws above the line, Samsung Axis Bank Infinite below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | IndiGo Axis Bank Premium Credit Card | Samsung Axis Bank Infinite | In front |
|---|---|---|---|
| ₹0.25L | ₹3,900 | −₹1,100 | IndiGo Axis Bank Premium Credit Card by ₹5,000 |
| ₹0.5L | ₹10,300 | ₹2,800 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹0.75L | ₹16,700 | ₹11,700 | IndiGo Axis Bank Premium Credit Card by ₹5,000 |
| ₹1L | ₹23,100 | ₹15,600 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹1.25L | ₹27,000 | ₹19,500 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹1.5L | ₹30,900 | ₹23,400 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹1.75L | ₹34,800 | ₹27,300 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹2L | ₹38,700 | ₹31,200 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹2.25L | ₹42,600 | ₹35,100 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹2.5L | ₹46,500 | ₹39,000 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹2.75L | ₹50,400 | ₹42,900 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹3L | ₹54,300 | ₹46,800 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹3.25L | ₹58,200 | ₹50,700 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹3.5L | ₹62,100 | ₹54,600 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹3.75L | ₹66,000 | ₹58,500 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹4L | ₹69,900 | ₹62,400 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹4.25L | ₹73,800 | ₹66,300 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹4.5L | ₹77,700 | ₹70,200 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹4.75L | ₹81,600 | ₹74,100 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
| ₹5L | ₹85,500 | ₹78,000 | IndiGo Axis Bank Premium Credit Card by ₹7,500 |
Transfer reach
Only Samsung Axis Bank Infinite
- Singapore Airlines KrisFlyer
- Finnair Plus (Avios)
- Qatar Airways Privilege Club (Avios)
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for
IndiGo Axis Bank Premium Credit Card · 4 more →
- ₹5,000 fee with no spend waiver — you buy it back only with heavy IndiGo spend
- 1% general earn once you leave IndiGo channels
- 2.5% forex markup — better than the ₹799 sibling but still not a travel card's number
Samsung Axis Bank Infinite · 2 more →
- CLOSED to new applications — Axis redirects applicants to the ₹500 Samsung Axis Signature
- Worst transfer bucket Axis runs: 20 EDGE Reward Points = 1 partner mile (10:1 to ITC/SpiceJet/AirAsia)
- Fuel, rent, utilities, telecom, insurance, education, government, gold, wallet loads and Samsung spends earn ZERO points
The call
For the ₹1L/month spender, IndiGo Axis Bank Premium Credit Card nets ₹23,100 against ₹15,600 — a ₹7,500 gap. At ₹5L/month, IndiGo Axis Bank Premium Credit Card nets ₹85,500 against ₹78,000 — a ₹7,500 gap. Lounge chasers get no tiebreak here: both open 731 of 789 tracked doors.
Our standing verdicts: IndiGo Axis Bank Premium Credit Card — Downgrade; Samsung Axis Bank Infinite — Downgrade. On our board, IndiGo Axis Bank Premium Credit Card sits at #51 to Samsung Axis Bank Infinite's #80 — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Straight answers
Which is better, IndiGo Axis Bank Premium Credit Card or Samsung Axis Bank Infinite?
IndiGo Axis Bank Premium Credit Card. It sits at #51 on our board to Samsung Axis Bank Infinite's #80. IndiGo Axis Bank Premium Credit Card takes 5 of the 5 rounds we can score. IndiGo Axis Bank Premium Credit Card out-earns Samsung Axis Bank Infinite at every spend level we model, from ₹25k to ₹5L a month.
IndiGo Axis Bank Premium Credit Card or Samsung Axis Bank Infinite — which earns more at ₹3L a month?
At ₹3L a month, IndiGo Axis Bank Premium Credit Card nets ₹54,300 against ₹46,800 — a ₹7,500 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, IndiGo Axis Bank Premium Credit Card or Samsung Axis Bank Infinite?
They cost the same to get: ₹5,000/yr. IndiGo Axis Bank Premium Credit Card waives its fee at no spend level — there is no waiver; Samsung Axis Bank Infinite at ₹7,00,000 of spend.
Which gets you into more airport lounges, IndiGo Axis Bank Premium Credit Card or Samsung Axis Bank Infinite?
Lounge chasers get no tiebreak here: both open 731 of 789 tracked doors. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Card records last re-verified against their issuers' own documents: IndiGo Axis Bank Premium Credit Card on 2026-08-15, Samsung Axis Bank Infinite on 2026-07-26. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.