Axis Magnus vs Samsung Axis Bank Infinite (2026)
Samsung Axis Bank Infinite vs Axis Magnus: which wins?
₹1,96,848ranking value a year at ₹3L a month, to Axis Magnus
Skip the duel — the board, ranked → · nothing to sign up for
Same points, same partner board — 27 live transfer routes each, so this one is decided on earn and fee, nothing else: 2.4% at ₹12,500/yr against 1.0% at ₹5,000/yr.
Samsung Axis Bank Infinite wins under ₹0.5L/month; Axis Magnus takes over above it.
Every metric, row by row — 12 compared
Head to head
| Axis Magnus | Metric | Samsung Axis Bank Infinite |
|---|---|---|
| #5 | Our rank | closed |
| ₹12,500/yr | Fee — joining · annual (+ GST) | ₹5,000/yr — wins this row |
| ₹25,00,000 spend | Fee waiver | ₹7,00,000 spend |
| 2% + GST. Dynamic currency conversion markup 2% since 28 August 2026, up from 1.5% — NOT the bank-wide 3.5% — per Magnus's own revision notice — wins this row | Forex markup | 3.5% + GST, plus a 3.5% dynamic-currency-conversion markup — raised from 1.5% on 28 August 2026. |
| 3.0%/mo (42.58%/yr, compounded as quoted by Axis) | APR | 3.75%/mo (55.55%/yr) — Axis standard tier |
| 2.4% — wins this row | Headline earn rate | 1.0% |
| Axis EDGE Reward Points | Currency | Axis EDGE Reward Points |
| ₹0.40/pt | House value | ₹0.40/pt † |
| ₹12,500 voucher — Luxe, Postcard Hotels or Yatra | Welcome benefit | 30,000 EDGE Reward Points (₹6,000 on Axis's own value chart) on 3 transactions within 30 days of issuance |
| 667 of 793 | Lounge doors opened | 667 of 793 |
| ₹24L+/yr | Income — salaried | not published |
| ₹24L+/yr | Income — self-employed | not published |
† Samsung Axis Bank Infinite: Samsung Axis Infinite sits in the "other eligible cards" bucket of the Axis Points/Miles Transfer table — 20 EDGE Reward Points = 1 partner mile (10:1 to ITC, SpiceJet and AirAsia), an eighth of what Magnus and Reserve get at 5:2. The portal at ₹0.20 a point is the only sane exit, and Axis charges ₹99 a redemption and ₹199 a transfer on top. Our 1.0% prices the ₹0.20 in; the ₹0.40 EDGE house value does not apply to this card.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
The ₹ face-off at ₹1L/₹3L/₹5L a month
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
Samsung Axis Bank Infinite wins under ₹0.5L/month; Axis Magnus takes over above it.
Where the lead changes hands — a 20-step sweep from ₹0.25L to ₹5L/month
Where the lead changes hands
The lead changes hands at ₹0.5L a month: Samsung Axis Bank Infinite is ahead by ₹1,896 at ₹0.25L, Axis Magnus by ₹3,05,280 at ₹5L.
Axis Magnus draws above the line, Samsung Axis Bank Infinite below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | Axis Magnus | Samsung Axis Bank Infinite | In front |
|---|---|---|---|
| ₹0.25L | −₹2,996 | −₹1,100 | Samsung Axis Bank Infinite by ₹1,896 |
| ₹0.5L | ₹6,508 | ₹2,800 | Axis Magnus by ₹3,708 |
| ₹0.75L | ₹16,012 | ₹11,700 | Axis Magnus by ₹4,312 |
| ₹1L | ₹25,516 | ₹15,600 | Axis Magnus by ₹9,916 |
| ₹1.25L | ₹35,020 | ₹19,500 | Axis Magnus by ₹15,520 |
| ₹1.5L | ₹44,524 | ₹23,400 | Axis Magnus by ₹21,124 |
| ₹1.75L | ₹67,828 | ₹27,300 | Axis Magnus by ₹40,528 |
| ₹2L | ₹91,132 | ₹31,200 | Axis Magnus by ₹59,932 |
| ₹2.25L | ₹1,26,936 | ₹35,100 | Axis Magnus by ₹91,836 |
| ₹2.5L | ₹1,50,240 | ₹39,000 | Axis Magnus by ₹1,11,240 |
| ₹2.75L | ₹1,73,544 | ₹42,900 | Axis Magnus by ₹1,30,644 |
| ₹3L | ₹1,96,848 | ₹46,800 | Axis Magnus by ₹1,50,048 |
| ₹3.25L | ₹2,20,152 | ₹50,700 | Axis Magnus by ₹1,69,452 |
| ₹3.5L | ₹2,43,456 | ₹54,600 | Axis Magnus by ₹1,88,856 |
| ₹3.75L | ₹2,66,760 | ₹58,500 | Axis Magnus by ₹2,08,260 |
| ₹4L | ₹2,90,064 | ₹62,400 | Axis Magnus by ₹2,27,664 |
| ₹4.25L | ₹3,13,368 | ₹66,300 | Axis Magnus by ₹2,47,068 |
| ₹4.5L | ₹3,36,672 | ₹70,200 | Axis Magnus by ₹2,66,472 |
| ₹4.75L | ₹3,59,976 | ₹74,100 | Axis Magnus by ₹2,85,876 |
| ₹5L | ₹3,83,280 | ₹78,000 | Axis Magnus by ₹3,05,280 |
Transfer reach — 27 shared live routes
Transfer reach
Both cards earn Axis EDGE Reward Points, so the partner list is identical — 27 live transfer routes each. The ratios are not: see below.
3 shared routes — the full partner lists
Both reach
- Singapore Airlines KrisFlyer 5:2 vs 20:1
- Finnair Plus (Avios) 5:1 vs 10:1
- Qatar Airways Privilege Club (Avios) 5:1 vs 10:1
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for — 6 points
What to watch out for
Axis Magnus · 6 more →
- The up-to-25,000 EDGE Miles monthly milestone is gone — the accelerated tier is all that's left
- Marriott is still gone and ITC left the 25 Sep 2026 grid. Accor returned, but at 5:1 with BA, Finnair, Qatar, Cathay, IndiGo and Lotusmiles — not the 5:2 standard
- Since Jun-2025 the 35/₹200 tier caps at (credit limit + ₹1.5L) a calendar month — spend past that ceiling drops back to 12 per ₹200, so recycling is dead
Samsung Axis Bank Infinite · 3 more →
- CLOSED to new applications — Axis redirects applicants to the ₹500 Samsung Axis Signature
- Worst transfer bucket Axis runs: 20 EDGE Reward Points = 1 partner mile (10:1 to ITC/SpiceJet/AirAsia)
- Fuel, rent, utilities, telecom, insurance, education, government, gold, wallet loads and Samsung spends earn ZERO points
The call
For the ₹1L/month spender, Axis Magnus nets ₹25,516 against ₹15,600 — a ₹9,916 gap. At ₹5L/month, Axis Magnus nets ₹3,83,280 against ₹78,000 — a ₹3,05,280 gap. Lounge chasers get no tiebreak here: both open 667 of 793 tracked doors.
Our standing verdicts: Axis Magnus — Keep; Samsung Axis Bank Infinite — Downgrade. Axis Magnus takes 5 of the 6 rounds we can score — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Common questions — 5 answered
Straight answers
Which is better, Axis Magnus or Samsung Axis Bank Infinite?
Axis Magnus. Axis Magnus takes 5 of the 6 rounds we can score. Samsung Axis Bank Infinite wins under ₹0.5L/month; Axis Magnus takes over above it.
Axis Magnus or Samsung Axis Bank Infinite — which earns more at ₹3L a month?
At ₹3L a month, Axis Magnus nets ₹1,96,848 against ₹46,800 — a ₹1,50,048 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, Axis Magnus or Samsung Axis Bank Infinite?
Samsung Axis Bank Infinite — ₹5,000/yr against ₹12,500/yr. Axis Magnus waives its fee at ₹25,00,000 of spend; Samsung Axis Bank Infinite at ₹7,00,000 of spend.
Which gets you into more airport lounges, Axis Magnus or Samsung Axis Bank Infinite?
Lounge chasers get no tiebreak here: both open 667 of 793 tracked doors. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Card records last re-verified against their issuers' own documents: Axis Magnus on 2026-09-25, Samsung Axis Bank Infinite on 2026-08-23. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.
Verified against Axis Bank and Axis Bank's own documents on · the ranking model, at our house ₹/point
Every document behind this page — 16 of them, each with the day we read it
- official Magnus revision T&C PDF (eff. 20-Jun-2025) — 12 EDGE REWARD Points per ₹200 up to ₹1.5L a calendar month, 35 per ₹200 above it only up to (credit limit + ₹1.5L)
- official Axis Bank Magnus product page — welcome voucher worth ₹12,500 (Luxe, The Postcard Hotels or Yatra), unlimited domestic lounge visits
- official Axis Bank Key Fact Sheet, updated 12-Aug-2026 — Magnus joining ₹12,500 / annual ₹12,500 (Nil for a Burgundy Salary Account opened on or after 1 Jul 2026)
- official Axis's Magnus-specific revision notice — effective 28 Aug 2026: "Dynamic Currency Conversion markup will be revised to 2% from 1.5%"
- official Axis Bank Domestic Airport Lounge Access Program — Magnus sits in Set B with unlimited complimentary access, and is NOT on the list of cards exempted from the ₹50,000
- official Axis Bank Points/Miles Transfer ratio table — "Reserve & Magnus credit card: 5 EDGE REWARD Points = 2 Partner Points", against 5:4 for Burgundy Private and Magnus for Burgundy
- community CardExpert review (portal earn + transfer caps)
- community CardInsider review
- community Apr-2026 partner purge
- community CardMaven — card network Visa Infinite (Mastercard World variant also issued)
- community CardMaven forum — Magnus RuPay live (Oct–Dec 2025), same fee & rewards
- community CardInsider forex table — Magnus 2% forex markup (below the 3.5% Axis standard)
- official Revision of Axis Bank Credit Card Terms and Conditions — the bank-wide notice: DCC 1.5% to 3.5%, and gift cards, Bridge Fees, Road Fees and Tolls out of rewards, from 28 Aug 2026
- official Samsung Axis Bank Infinite T&C — 5 EDGE Reward Points per ₹100 domestic, 15 per ₹100 on preferred merchants and all international spend
- official Axis product page — verbatim "We are currently not accepting applications for SAMSUNG AXIS BANK INFINITE Credit Card"
- official Axis Bank Key Fact Sheet, updated 12-Aug-2026 — Samsung Axis Infinite joining ₹5,000 / annual ₹5,000, waived at ₹7,00,000 preceding-year spend, 55.55% p.a.