Club Vistara IDFC FIRST stops taking transactions on 1 October 2026

The last Vistara co-brand on an Indian bank’s books is done. IDFC FIRST Bank’s cardmember notice ends the Club Vistara IDFC FIRST programme on 30 September 2026. From 1 October 2026 the card takes no transactions.

What the notice says, and what it leaves out:

• Points. Maharaja Points earned on eligible spends up to 30 September go to the linked Maharaja Club account. Nothing earned after that.
• The account. The product page that links the notice says a card with no dues closes on 1 October. A balance or a running EMI keeps it open for statements and repayment until it is cleared. Add-on cards and FIRST Digital cards on the account stop the same day.
• No named successor. The notice does not name a replacement card and does not waive the ₹4,999 fee still printed on the product page. One blog reports that holders are being offered a lifetime-free Diamond Reserve. No IDFC document we could find says so, so we are not printing it. Diamond Reserve stays in our rankings at its published ₹3,000.

The letter says the ending was “communicated in January 2026”. The September notice is the one that fixes the 1 October stop.

Source: IDFC FIRST Bank — Club Vistara card closure notice, PDF dated 17 September 2026.

Comparisons this changes

IF

IDFC FIRST Mayura vs Club Vistara IDFC FIRST

IDFC FIRST Bank's own upgrade question: ₹4,999/yr against ₹5,999/yr — the dearer card prints the lower headline rate, 1.7% to 3.0%, yet out-earns it after fees at 15 of the 20 spend levels we model.

IF

IndiGo IDFC FIRST Dual Credit Card vs Club Vistara IDFC FIRST

#28 against closed on our board, ₹22,200 a year apart after fees at ₹3L a month.

SC IF

Air India SBI Signature Card vs Club Vistara IDFC FIRST

Same miles, earned straight into one airline programme — its award chart is the ceiling for both, so this one is decided on earn and fee, nothing else: 4.0% at ₹4,999/yr against 3.0% at ₹4,999/yr.

IDFC FIRST Bank transfer partners