Standard Chartered EaseMyTrip vs Axis Bank REWARDS (2026)
The answer changes hands 2 times between ₹0.25L and ₹5L a month — this pair is decided by your spend, not by the board.
Head to head
| Standard Chartered EaseMyTrip | Metric | Axis Bank REWARDS |
|---|---|---|
| #94 — wins this row | Our rank | #101 |
| ₹350/yr — wins this row | Fee — joining · annual (+ GST) | ₹1,000/yr |
| ₹50,000 spend | Fee waiver | ₹2,00,000 spend |
| 3.5% + GST | Forex markup | 3.5% + GST, plus a 1.5% dynamic-currency-conversion markup |
| 3.75%/mo (45%/yr) — SC standard tier | APR | 3.75%/mo (55.55%/yr) — Axis standard tier |
| 0.5% — wins this row | Headline earn rate | 0.3% |
| Standard Chartered Rewards (EaseMyTrip) | Currency | Axis EDGE Reward Points |
| ₹0.25/pt | House value | ₹0.40/pt † |
| None published — the EaseMyTrip booking discounts stand in for a sign-up bonus | Welcome benefit | 5,000 EDGE Reward Points (₹1,000) on ₹1,000 of cumulative net spend within 30 days of issuance |
| 72 of 789 | Lounge doors opened | 72 of 789 |
† Axis Bank REWARDS: Axis's own Rewards T&C states it in the earn clause: "1 EDGE rewards = INR 0.20". The card's transfer route is the 10 EDGE Reward Points = 1 partner mile bucket (5:1 to ITC, SpiceJet and AirAsia), a quarter of Magnus's 5:2. Our 0.32% headline prices the ₹0.20 redemption in — the house ₹0.40 EDGE value belongs to the premium Axis cards, not this one.
Neither issuer publishes an income floor for these two, and the door is the same on both sides: Standard Chartered EaseMyTrip and Axis Bank REWARDS are both open to a direct application.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
It swings with spend: Axis Bank REWARDS at ₹1L/month, Standard Chartered EaseMyTrip at ₹3L/month, Standard Chartered EaseMyTrip at ₹5L/month.
Where the lead changes hands
The lead changes hands at ₹0.5L and ₹2.25L a month: Standard Chartered EaseMyTrip is ahead by ₹415 at ₹0.25L, Standard Chartered EaseMyTrip by ₹4,704 at ₹5L.
Standard Chartered EaseMyTrip draws above the line, Axis Bank REWARDS below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | Standard Chartered EaseMyTrip | Axis Bank REWARDS | In front |
|---|---|---|---|
| ₹0.25L | ₹1,980 | ₹1,565 | Standard Chartered EaseMyTrip by ₹415 |
| ₹0.5L | ₹3,960 | ₹6,730 | Axis Bank REWARDS by ₹2,770 |
| ₹0.75L | ₹5,940 | ₹8,294 | Axis Bank REWARDS by ₹2,354 |
| ₹1L | ₹7,920 | ₹9,859 | Axis Bank REWARDS by ₹1,939 |
| ₹1.25L | ₹9,900 | ₹11,424 | Axis Bank REWARDS by ₹1,524 |
| ₹1.5L | ₹11,880 | ₹12,989 | Axis Bank REWARDS by ₹1,109 |
| ₹1.75L | ₹13,860 | ₹14,554 | Axis Bank REWARDS by ₹694 |
| ₹2L | ₹15,840 | ₹16,118 | Axis Bank REWARDS by ₹278 |
| ₹2.25L | ₹17,820 | ₹17,683 | Standard Chartered EaseMyTrip by ₹137 |
| ₹2.5L | ₹19,800 | ₹19,248 | Standard Chartered EaseMyTrip by ₹552 |
| ₹2.75L | ₹21,780 | ₹20,813 | Standard Chartered EaseMyTrip by ₹967 |
| ₹3L | ₹23,760 | ₹22,378 | Standard Chartered EaseMyTrip by ₹1,382 |
| ₹3.25L | ₹25,740 | ₹23,942 | Standard Chartered EaseMyTrip by ₹1,798 |
| ₹3.5L | ₹27,720 | ₹25,507 | Standard Chartered EaseMyTrip by ₹2,213 |
| ₹3.75L | ₹29,700 | ₹27,072 | Standard Chartered EaseMyTrip by ₹2,628 |
| ₹4L | ₹31,680 | ₹28,637 | Standard Chartered EaseMyTrip by ₹3,043 |
| ₹4.25L | ₹33,660 | ₹30,202 | Standard Chartered EaseMyTrip by ₹3,458 |
| ₹4.5L | ₹35,640 | ₹31,766 | Standard Chartered EaseMyTrip by ₹3,874 |
| ₹4.75L | ₹37,620 | ₹33,331 | Standard Chartered EaseMyTrip by ₹4,289 |
| ₹5L | ₹39,600 | ₹34,896 | Standard Chartered EaseMyTrip by ₹4,704 |
Transfer reach
Only Axis Bank REWARDS
- Singapore Airlines KrisFlyer
- Finnair Plus (Avios)
- Qatar Airways Privilege Club (Avios)
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for
Standard Chartered EaseMyTrip · 2 more →
- The 10X skips aggregators — including EaseMyTrip itself, which earns just 0.5%
- R360 points are ₹0.25 with a ₹99 redemption fee and a 2-year expiry; no transfer partners
- 3.5% forex markup and no international lounge
Axis Bank REWARDS · 2 more →
- 0.32% on everyday spend — Axis's own T&C values an EDGE Reward Point at ₹0.20
- The 10X bonus stops dead at 1,008 points a statement month (₹7,000 of accelerated spend)
- Transfers out at 10 EDGE Reward Points : 1 partner mile — these are voucher points, not miles
The call
For the ₹1L/month spender, Axis Bank REWARDS nets ₹9,859 against ₹7,920 — a ₹1,939 gap. At ₹5L/month, Standard Chartered EaseMyTrip nets ₹39,600 against ₹34,896 — a ₹4,704 gap. Lounge chasers get no tiebreak here: both open 72 of 789 tracked doors.
Our standing verdicts: Standard Chartered EaseMyTrip — Downgrade; Axis Bank REWARDS — Downgrade. On our board, Standard Chartered EaseMyTrip sits at #94 to Axis Bank REWARDS's #101 — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Straight answers
Which is better, Standard Chartered EaseMyTrip or Axis Bank REWARDS?
Standard Chartered EaseMyTrip. It sits at #94 on our board to Axis Bank REWARDS's #101. Standard Chartered EaseMyTrip takes 5 of the 6 rounds we can score. It swings with spend: Axis Bank REWARDS at ₹1L/month, Standard Chartered EaseMyTrip at ₹3L/month, Standard Chartered EaseMyTrip at ₹5L/month.
Standard Chartered EaseMyTrip or Axis Bank REWARDS — which earns more at ₹3L a month?
At ₹3L a month, Standard Chartered EaseMyTrip nets ₹23,760 against ₹22,378 — a ₹1,382 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, Standard Chartered EaseMyTrip or Axis Bank REWARDS?
Standard Chartered EaseMyTrip — ₹350/yr against ₹1,000/yr. Standard Chartered EaseMyTrip waives its fee at ₹50,000 of spend; Axis Bank REWARDS at ₹2,00,000 of spend.
Which gets you into more airport lounges, Standard Chartered EaseMyTrip or Axis Bank REWARDS?
Lounge chasers get no tiebreak here: both open 72 of 789 tracked doors. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Card records last re-verified against their issuers' own documents: Standard Chartered EaseMyTrip on 2026-07-26, Axis Bank REWARDS on 2026-08-05. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.