Standard Chartered EaseMyTrip vs ICICI Bank Coral (2026)
The answer flips at ₹1.5L a month: ICICI Bank Coral below it, Standard Chartered EaseMyTrip above.
Head to head
| Standard Chartered EaseMyTrip | Metric | ICICI Bank Coral |
|---|---|---|
| #94 — wins this row | Our rank | #96 |
| ₹350/yr — wins this row | Fee — joining · annual (+ GST) | ₹500/yr |
| ₹50,000 spend | Fee waiver | ₹1,50,000 spend |
| 3.5% + GST | Forex markup | 3.5% + GST |
| 3.75%/mo (45%/yr) — SC standard tier | APR | 3.75%/mo (45%/yr) |
| 0.5% | Headline earn rate | 0.5% |
| Standard Chartered Rewards (EaseMyTrip) | Currency | ICICI Reward Points |
| ₹0.25/pt | House value | ₹1.00/pt † |
| None published — the EaseMyTrip booking discounts stand in for a sign-up bonus | Welcome benefit | — |
| 72 of 789 | Lounge doors opened | 94 of 789 — wins this row |
† ICICI Bank Coral: Coral redeems ICICI Reward Points at ₹0.25 apiece — a quarter of the ₹1.00 house value the Emeralde Private earns on iShop travel. ICICI publishes no per-point value for Coral itself, but the identically-programmed Rubyx membership kit states it outright: "Each reward point is equivalent to ₹0.25 when redeemed for cash." The ₹1 rate is documented only for Emeralde Private Metal and Times Black. earn.base already bakes the haircut in.
Neither issuer publishes an income floor for these two, and the door is the same on both sides: Standard Chartered EaseMyTrip and ICICI Bank Coral are both open to a direct application.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
ICICI Bank Coral wins under ₹1.5L/month; Standard Chartered EaseMyTrip takes over above it.
Where the lead changes hands
The lead changes hands at ₹1.5L a month: ICICI Bank Coral is ahead by ₹270 at ₹0.25L, Standard Chartered EaseMyTrip by ₹7,100 at ₹5L.
ICICI Bank Coral pays 9 annual spend milestones, the first at ₹2,00,000 a year, and Standard Chartered EaseMyTrip pays none; Standard Chartered EaseMyTrip runs a 2.5% booster on Direct airline/hotel (standalone sites), where ICICI Bank Coral earns one flat rate.
Standard Chartered EaseMyTrip draws above the line, ICICI Bank Coral below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | Standard Chartered EaseMyTrip | ICICI Bank Coral | In front |
|---|---|---|---|
| ₹0.25L | ₹1,980 | ₹2,250 | ICICI Bank Coral by ₹270 |
| ₹0.5L | ₹3,960 | ₹4,500 | ICICI Bank Coral by ₹540 |
| ₹0.75L | ₹5,940 | ₹6,750 | ICICI Bank Coral by ₹810 |
| ₹1L | ₹7,920 | ₹8,500 | ICICI Bank Coral by ₹580 |
| ₹1.25L | ₹9,900 | ₹10,000 | ICICI Bank Coral by ₹100 |
| ₹1.5L | ₹11,880 | ₹11,500 | Standard Chartered EaseMyTrip by ₹380 |
| ₹1.75L | ₹13,860 | ₹13,000 | Standard Chartered EaseMyTrip by ₹860 |
| ₹2L | ₹15,840 | ₹14,500 | Standard Chartered EaseMyTrip by ₹1,340 |
| ₹2.25L | ₹17,820 | ₹16,000 | Standard Chartered EaseMyTrip by ₹1,820 |
| ₹2.5L | ₹19,800 | ₹17,500 | Standard Chartered EaseMyTrip by ₹2,300 |
| ₹2.75L | ₹21,780 | ₹19,000 | Standard Chartered EaseMyTrip by ₹2,780 |
| ₹3L | ₹23,760 | ₹20,500 | Standard Chartered EaseMyTrip by ₹3,260 |
| ₹3.25L | ₹25,740 | ₹22,000 | Standard Chartered EaseMyTrip by ₹3,740 |
| ₹3.5L | ₹27,720 | ₹23,500 | Standard Chartered EaseMyTrip by ₹4,220 |
| ₹3.75L | ₹29,700 | ₹25,000 | Standard Chartered EaseMyTrip by ₹4,700 |
| ₹4L | ₹31,680 | ₹26,500 | Standard Chartered EaseMyTrip by ₹5,180 |
| ₹4.25L | ₹33,660 | ₹28,000 | Standard Chartered EaseMyTrip by ₹5,660 |
| ₹4.5L | ₹35,640 | ₹29,500 | Standard Chartered EaseMyTrip by ₹6,140 |
| ₹4.75L | ₹37,620 | ₹31,000 | Standard Chartered EaseMyTrip by ₹6,620 |
| ₹5L | ₹39,600 | ₹32,500 | Standard Chartered EaseMyTrip by ₹7,100 |
Transfer reach
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for
Standard Chartered EaseMyTrip · 2 more →
- The 10X skips aggregators — including EaseMyTrip itself, which earns just 0.5%
- R360 points are ₹0.25 with a ₹99 redemption fee and a 2-year expiry; no transfer partners
- 3.5% forex markup and no international lounge
ICICI Bank Coral · 2 more →
- 0.5% reward rate — points redeem at just ₹0.25
- No welcome benefit whatsoever
- 3.5% forex — the wrong card abroad
The call
For the ₹1L/month spender, ICICI Bank Coral nets ₹8,500 against ₹7,920 — a ₹580 gap. At ₹5L/month, Standard Chartered EaseMyTrip nets ₹39,600 against ₹32,500 — a ₹7,100 gap. Lounge chasers: ICICI Bank Coral opens 94 of 789 tracked doors to Standard Chartered EaseMyTrip's 72.
Our standing verdicts: Standard Chartered EaseMyTrip — Downgrade; ICICI Bank Coral — Downgrade. On our board, Standard Chartered EaseMyTrip sits at #94 to ICICI Bank Coral's #96 — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Straight answers
Which is better, Standard Chartered EaseMyTrip or ICICI Bank Coral?
Standard Chartered EaseMyTrip. It sits at #94 on our board to ICICI Bank Coral's #96. Standard Chartered EaseMyTrip takes 4 of the 6 rounds we can score. ICICI Bank Coral wins under ₹1.5L/month; Standard Chartered EaseMyTrip takes over above it.
Standard Chartered EaseMyTrip or ICICI Bank Coral — which earns more at ₹3L a month?
At ₹3L a month, Standard Chartered EaseMyTrip nets ₹23,760 against ₹20,500 — a ₹3,260 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, Standard Chartered EaseMyTrip or ICICI Bank Coral?
Standard Chartered EaseMyTrip — ₹350/yr against ₹500/yr. Standard Chartered EaseMyTrip waives its fee at ₹50,000 of spend; ICICI Bank Coral at ₹1,50,000 of spend.
Which gets you into more airport lounges, Standard Chartered EaseMyTrip or ICICI Bank Coral?
Lounge chasers: ICICI Bank Coral opens 94 of 789 tracked doors to Standard Chartered EaseMyTrip's 72. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Both card records were last re-verified against their issuers' own documents on 2026-07-26. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.