SpiceJet Axis Bank Voyage Black vs SpiceJet Axis Bank Voyage (2026)
India's only SpiceJet co-brand, twice: ₹2,000 buys double the earn, double the milestones and double the lounge visits of the ₹750 card. Neither buys you a second airline.
Head to head
| SpiceJet Axis Bank Voyage Black | Metric | SpiceJet Axis Bank Voyage |
|---|---|---|
| #54 — wins this row | Our rank | #75 |
| ₹2,000 + GST | Annual fee | ₹750 + GST — wins this row |
| None | Fee waiver | None |
| 3.5% of the transaction value (+ 1.5% dynamic-currency-conversion markup) | Forex markup | 3.5% of the transaction value (+ 1.5% dynamic-currency-conversion markup) |
| 3.75%/mo (55.55%/yr) | APR | 3.75%/mo (55.55%/yr) |
| 1.5% — wins this row | Effective reward rate | 0.8% |
| SpiceJet SpiceClub | Currency | SpiceJet SpiceClub |
| ₹0.50/pt | House value | ₹0.50/pt |
| ₹4,000 SpiceJet flight voucher for 2 transactions within 30 days of issue (1-year validity), plus SpiceClub Gold membership and SpiceJet add-on vouchers worth ₹7,500 | Welcome benefit | ₹1,500 SpiceJet flight voucher for 2 transactions within 30 days of issue, plus complimentary SpiceClub Silver membership |
| 72 of 746 | Lounge doors opened | 72 of 746 |
| not published | Income — salaried | not published |
| not published | Income — self-employed | not published |
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
Net annual value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. Tune it to your own spend in the calculator.
SpiceJet Axis Bank Voyage Black out-earns SpiceJet Axis Bank Voyage at every spend level we model, from ₹25k to ₹5L a month.
Transfer reach
Both cards earn SpiceJet SpiceClub, so the partner list is identical — 0 live transfer routes each. The fight is decided on earn and fees, not reach.
Full route maps on each card page, best ₹/point routes on the optimizer →
The call
For the ₹1L/month spender, SpiceJet Axis Bank Voyage Black nets ₹25,960 against ₹13,950 — a ₹12,010 gap. At ₹5L/month, SpiceJet Axis Bank Voyage Black nets ₹1,13,800 against ₹60,750 — a ₹53,050 gap. Lounge chasers get no tiebreak here: both open 72 of 746 tracked doors.
Our standing verdicts: SpiceJet Axis Bank Voyage Black — Downgrade; SpiceJet Axis Bank Voyage — Downgrade. On our board, SpiceJet Axis Bank Voyage Black sits at #54 to SpiceJet Axis Bank Voyage's #75 — that's the overall call. Your spend pattern can overrule us: run your exact numbers →