SpiceJet Axis Bank Voyage Black vs SpiceJet Axis Bank Voyage (2026)
SpiceJet Axis Bank Voyage vs SpiceJet Axis Bank Voyage Black: which wins?
₹61,240ranking value a year at ₹3L a month, to SpiceJet Axis Bank Voyage Black
Skip the duel — the board, ranked → · nothing to sign up for
India's only SpiceJet co-brand, twice: ₹2,000 buys double the earn, double the milestones and double the lounge visits of the ₹750 card. Neither buys you a second airline.
SpiceJet Axis Bank Voyage Black out-earns SpiceJet Axis Bank Voyage at every spend level we model, from ₹25k to ₹5L a month.
Every metric, row by row — 10 compared
Head to head
| SpiceJet Axis Bank Voyage Black | Metric | SpiceJet Axis Bank Voyage |
|---|---|---|
| #75 — wins this row | Our rank | #111 |
| ₹2,000/yr | Fee — joining · annual (+ GST) | ₹750/yr — wins this row |
| None | Fee waiver | None |
| 3.5% of the transaction value (+ 3.5% dynamic-currency-conversion markup, raised from 1.5% on 28 August 2026). | Forex markup | 3.5% of the transaction value (+ 3.5% dynamic-currency-conversion markup, raised from 1.5% on 28 August 2026). |
| 3.75%/mo (55.55%/yr) | APR | 3.75%/mo (55.55%/yr) |
| 1.5% — wins this row | Headline earn rate | 0.8% |
| SpiceJet SpiceClub | Currency | SpiceJet SpiceClub |
| ₹0.50/pt | House value | ₹0.50/pt |
| ₹4,000 SpiceJet flight voucher for 2 transactions within 30 days of issue (1-year validity), plus SpiceClub Gold membership and SpiceJet add-on vouchers worth ₹7,500 | Welcome benefit | ₹1,500 SpiceJet flight voucher for 2 transactions within 30 days of issue, plus complimentary SpiceClub Silver membership |
| 21 of 793 — wins this row | Lounge doors opened | 12 of 793 |
Neither issuer publishes an income floor for these two, and the door is the same on both sides: SpiceJet Axis Bank Voyage Black and SpiceJet Axis Bank Voyage are both open to a direct application.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
The ₹ face-off at ₹1L/₹3L/₹5L a month
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
SpiceJet Axis Bank Voyage Black out-earns SpiceJet Axis Bank Voyage at every spend level we model, from ₹25k to ₹5L a month.
How the gap moves with spend — a 20-step sweep from ₹0.25L to ₹5L/month
How the gap moves with spend
SpiceJet Axis Bank Voyage Black leads at all 20 steps, but not by the same amount: ₹1,135 at ₹0.25L a month, ₹49,450 at ₹5L — the gap fans out with spend, widest at ₹5L (₹49,450).
SpiceJet Axis Bank Voyage Black draws above the line, SpiceJet Axis Bank Voyage below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | SpiceJet Axis Bank Voyage Black | SpiceJet Axis Bank Voyage | In front |
|---|---|---|---|
| ₹0.25L | ₹5,770 | ₹4,635 | SpiceJet Axis Bank Voyage Black by ₹1,135 |
| ₹0.5L | ₹13,540 | ₹7,020 | SpiceJet Axis Bank Voyage Black by ₹6,520 |
| ₹0.75L | ₹18,310 | ₹9,405 | SpiceJet Axis Bank Voyage Black by ₹8,905 |
| ₹1L | ₹23,080 | ₹11,790 | SpiceJet Axis Bank Voyage Black by ₹11,290 |
| ₹1.25L | ₹27,850 | ₹14,175 | SpiceJet Axis Bank Voyage Black by ₹13,675 |
| ₹1.5L | ₹32,620 | ₹16,560 | SpiceJet Axis Bank Voyage Black by ₹16,060 |
| ₹1.75L | ₹37,390 | ₹18,945 | SpiceJet Axis Bank Voyage Black by ₹18,445 |
| ₹2L | ₹42,160 | ₹21,330 | SpiceJet Axis Bank Voyage Black by ₹20,830 |
| ₹2.25L | ₹46,930 | ₹23,715 | SpiceJet Axis Bank Voyage Black by ₹23,215 |
| ₹2.5L | ₹51,700 | ₹26,100 | SpiceJet Axis Bank Voyage Black by ₹25,600 |
| ₹2.75L | ₹56,470 | ₹28,485 | SpiceJet Axis Bank Voyage Black by ₹27,985 |
| ₹3L | ₹61,240 | ₹30,870 | SpiceJet Axis Bank Voyage Black by ₹30,370 |
| ₹3.25L | ₹66,010 | ₹33,255 | SpiceJet Axis Bank Voyage Black by ₹32,755 |
| ₹3.5L | ₹70,780 | ₹35,640 | SpiceJet Axis Bank Voyage Black by ₹35,140 |
| ₹3.75L | ₹75,550 | ₹38,025 | SpiceJet Axis Bank Voyage Black by ₹37,525 |
| ₹4L | ₹80,320 | ₹40,410 | SpiceJet Axis Bank Voyage Black by ₹39,910 |
| ₹4.25L | ₹85,090 | ₹42,795 | SpiceJet Axis Bank Voyage Black by ₹42,295 |
| ₹4.5L | ₹89,860 | ₹45,180 | SpiceJet Axis Bank Voyage Black by ₹44,680 |
| ₹4.75L | ₹94,630 | ₹47,565 | SpiceJet Axis Bank Voyage Black by ₹47,065 |
| ₹5L | ₹99,400 | ₹49,950 | SpiceJet Axis Bank Voyage Black by ₹49,450 |
Transfer reach — 0 shared live routes
Transfer reach
Both cards earn SpiceJet SpiceClub, so the partner list is identical — 0 live transfer routes each. The fight is decided on earn and fees, not reach.
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for — 6 points
What to watch out for
SpiceJet Axis Bank Voyage Black · 3 more →
- SpiceClub points buy SpiceJet seats, meals and add-ons — zero transfer partners, zero alternatives
- Only 12 of the headline 28 points per ₹200 are the card's; 16 need an active Gold tier, free for year 1 only
- Card-side SpiceJet earn is capped at ₹1 lakh of SpiceJet spend per month
SpiceJet Axis Bank Voyage · 3 more →
- 0.75% on general spend — a loyalty punch-card, not a rewards engine
- SpiceClub points redeem only against SpiceJet fares, meals and add-ons; no transfer partners
- 12 of the headline 18 points per ₹200 come from the Silver tier, free for year 1 only
The call
For the ₹1L/month spender, SpiceJet Axis Bank Voyage Black nets ₹23,080 against ₹11,790 — a ₹11,290 gap. At ₹5L/month, SpiceJet Axis Bank Voyage Black nets ₹99,400 against ₹49,950 — a ₹49,450 gap. Lounge chasers: SpiceJet Axis Bank Voyage Black opens 21 of 793 tracked doors to SpiceJet Axis Bank Voyage's 12.
Our standing verdicts: SpiceJet Axis Bank Voyage Black — Downgrade; SpiceJet Axis Bank Voyage — Downgrade. SpiceJet Axis Bank Voyage Black takes 6 of the 7 rounds we can score — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Common questions — 5 answered
Straight answers
Which is better, SpiceJet Axis Bank Voyage Black or SpiceJet Axis Bank Voyage?
SpiceJet Axis Bank Voyage Black. SpiceJet Axis Bank Voyage Black takes 6 of the 7 rounds we can score. SpiceJet Axis Bank Voyage Black out-earns SpiceJet Axis Bank Voyage at every spend level we model, from ₹25k to ₹5L a month.
SpiceJet Axis Bank Voyage Black or SpiceJet Axis Bank Voyage — which earns more at ₹3L a month?
At ₹3L a month, SpiceJet Axis Bank Voyage Black nets ₹61,240 against ₹30,870 — a ₹30,370 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, SpiceJet Axis Bank Voyage Black or SpiceJet Axis Bank Voyage?
SpiceJet Axis Bank Voyage — ₹750/yr against ₹2,000/yr. SpiceJet Axis Bank Voyage Black waives its fee at no spend level — there is no waiver; SpiceJet Axis Bank Voyage at no spend level — there is no waiver.
Which gets you into more airport lounges, SpiceJet Axis Bank Voyage Black or SpiceJet Axis Bank Voyage?
Lounge chasers: SpiceJet Axis Bank Voyage Black opens 21 of 793 tracked doors to SpiceJet Axis Bank Voyage's 12. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Both card records were last re-verified against their issuers' own documents on 2026-08-23. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.
Verified against Axis Bank and Axis Bank's own documents on · the ranking model, at our house ₹/point
Every document behind this page — 9 of them, each with the day we read it
- official Product page — earn table, ₹4,000 welcome voucher, SpiceClub Gold + ₹7,500 add-on vouchers, ₹2L/₹4L milestones, 2,000 renewal points
- official SpiceClub Points Earn T&C — verbatim "12 SC Points per Rs. 200 spend as card benefit" + "16 SC Points per Rs. 200 as SpiceClub Gold Membership benefit" on SpiceJet
- official Axis Key Fact Sheet, updated 12-Aug-2026 — joining ₹2,000 / annual ₹2,000, no fee waiver, 55.55% APR, 3.5% foreign transaction fee, 1.5% DCC markup
- official Axis bank-wide revision notice — effective 28-08-2026 the DCC markup goes 1.5% to 3.5%, a ₹1,300 late-payment slab appears above ₹50,000 outstanding, and Bridge/Road/Toll spends stop earning rewards
- official Axis Bank Domestic Airport Lounge Access Program — "SpiceJet Axis Bank Voyage Black Credit Cards (2 complimentary lounge access per quarter)" under Set B, i.e; 8 a year
- official Launch press release (12-May-2022) — Visa network, both variants' full benefit table, "up to 7% customer benefit"
- community CardInsider — restates 14/6/3 SC per ₹100, 8 domestic lounge visits (max 2 per quarter), ₹0.50 per point on flights and meal vouchers
- official Product page — earn table, ₹1,500 welcome voucher, SpiceClub Silver, ₹1L/₹2L milestones, 1,000 renewal points, 4 lounge visits on ₹50k prior-quarter spend
- community CardInsider — restates 18/6/3 SC per ₹200, ₹1,500 welcome voucher, 4 domestic lounge visits on ₹50k prior-quarter spend, ₹0.50 per point