RBL World Safari vs MakeMyTrip ICICI Bank Signature (2026)
The answer flips at ₹0.75L a month: MakeMyTrip ICICI Bank Signature below it, RBL World Safari above.
Head to head
| RBL World Safari | Metric | MakeMyTrip ICICI Bank Signature |
|---|---|---|
| #63 — wins this row | Our rank | #72 |
| ₹3,000/yr | Fee — joining · annual (+ GST) | ₹0/yr · ₹2,500 joining (one-time) — wins this row |
| None | Fee waiver | None |
| Nil — 0% markup, a World Safari-specific carve-out (3.5% standard on RBL cards) — wins this row | Forex markup | 3.5% + GST |
| Bureau-score-tiered: 3.35%/mo (40.20%/yr) at CIBIL >775; 3.85%/mo (46.20%/yr) at 725–775; 3.99%/mo (47.88%/yr) below 725 | APR | 3.75%/mo (45%/yr) |
| 0.5% | Headline earn rate | 0.6% — wins this row |
| RBL Reward Points | Currency | MakeMyTrip myCash |
| ₹0.25/pt | House value | ₹1.00/pt |
| ₹3,000 MakeMyTrip voucher — one transaction within 30 days + fee payment in the first cycle; voucher emailed within 60 days | Welcome benefit | MMTBLACK Platinum tier + a MakeMyTrip holiday voucher up to ₹2,500 — one-time, on joining. CLOSED TO NEW APPLICATIONS. |
| 725 of 789 | Lounge doors opened | 752 of 789 — wins this row |
Neither issuer publishes an income floor for these two. RBL World Safari is open to a direct application; MakeMyTrip ICICI Bank Signature is closed to new applications, and only grandfathered holders still have it. How people actually get MakeMyTrip ICICI Bank Signature is on its card page.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
MakeMyTrip ICICI Bank Signature wins under ₹0.75L/month; RBL World Safari takes over above it.
Where the lead changes hands
The lead changes hands at ₹0.75L a month: MakeMyTrip ICICI Bank Signature is ahead by ₹1,911 at ₹0.25L, RBL World Safari by ₹1,925 at ₹5L.
MakeMyTrip ICICI Bank Signature charges ₹2,500 once at issuance and nothing to renew.
RBL World Safari draws above the line, MakeMyTrip ICICI Bank Signature below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | RBL World Safari | MakeMyTrip ICICI Bank Signature | In front |
|---|---|---|---|
| ₹0.25L | ₹1,270 | ₹3,181 | MakeMyTrip ICICI Bank Signature by ₹1,911 |
| ₹0.5L | ₹6,790 | ₹9,263 | MakeMyTrip ICICI Bank Signature by ₹2,473 |
| ₹0.75L | ₹18,560 | ₹11,344 | RBL World Safari by ₹7,216 |
| ₹1L | ₹20,330 | ₹13,425 | RBL World Safari by ₹6,905 |
| ₹1.25L | ₹22,100 | ₹15,506 | RBL World Safari by ₹6,594 |
| ₹1.5L | ₹23,870 | ₹17,588 | RBL World Safari by ₹6,282 |
| ₹1.75L | ₹25,640 | ₹19,669 | RBL World Safari by ₹5,971 |
| ₹2L | ₹27,410 | ₹21,750 | RBL World Safari by ₹5,660 |
| ₹2.25L | ₹29,180 | ₹23,831 | RBL World Safari by ₹5,349 |
| ₹2.5L | ₹30,950 | ₹25,913 | RBL World Safari by ₹5,037 |
| ₹2.75L | ₹32,720 | ₹27,994 | RBL World Safari by ₹4,726 |
| ₹3L | ₹34,490 | ₹30,075 | RBL World Safari by ₹4,415 |
| ₹3.25L | ₹36,260 | ₹32,156 | RBL World Safari by ₹4,104 |
| ₹3.5L | ₹38,030 | ₹34,238 | RBL World Safari by ₹3,792 |
| ₹3.75L | ₹39,800 | ₹36,319 | RBL World Safari by ₹3,481 |
| ₹4L | ₹41,570 | ₹38,400 | RBL World Safari by ₹3,170 |
| ₹4.25L | ₹43,340 | ₹40,481 | RBL World Safari by ₹2,859 |
| ₹4.5L | ₹45,110 | ₹42,563 | RBL World Safari by ₹2,547 |
| ₹4.75L | ₹46,880 | ₹44,644 | RBL World Safari by ₹2,236 |
| ₹5L | ₹48,650 | ₹46,725 | RBL World Safari by ₹1,925 |
Transfer reach
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for
RBL World Safari · 1 more →
- 0.5% reward rate; zero points on international spend
- No transfer partners; closed-loop redemptions with a ₹99 + GST fee per redemption day
- Domestic lounge access needs ₹35,000 of spend in the previous quarter
MakeMyTrip ICICI Bank Signature · 3 more →
- Closed to new applications — ICICI's own page says so
- Everything earns per ₹200, not ₹100: base spends are 0.625%, MMT flights just 1%
- Milestone myCash needs ₹2.5L and ₹5L of spend on a card you shouldn't be spending on
The call
For the ₹1L/month spender, RBL World Safari nets ₹20,330 against ₹13,425 — a ₹6,905 gap. At ₹5L/month, RBL World Safari nets ₹48,650 against ₹46,725 — a ₹1,925 gap. Lounge chasers: MakeMyTrip ICICI Bank Signature opens 752 of 789 tracked doors to RBL World Safari's 725.
Our standing verdicts: RBL World Safari — Keep; MakeMyTrip ICICI Bank Signature — Keep. On our board, RBL World Safari sits at #63 to MakeMyTrip ICICI Bank Signature's #72 — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Straight answers
Which is better, RBL World Safari or MakeMyTrip ICICI Bank Signature?
RBL World Safari. It sits at #63 on our board to MakeMyTrip ICICI Bank Signature's #72. RBL World Safari takes 5 of the 8 rounds we can score. MakeMyTrip ICICI Bank Signature wins under ₹0.75L/month; RBL World Safari takes over above it.
RBL World Safari or MakeMyTrip ICICI Bank Signature — which earns more at ₹3L a month?
At ₹3L a month, RBL World Safari nets ₹34,490 against ₹30,075 — a ₹4,415 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, RBL World Safari or MakeMyTrip ICICI Bank Signature?
MakeMyTrip ICICI Bank Signature — ₹0/yr · ₹2,500 joining (one-time) against ₹3,000/yr. RBL World Safari waives its fee at no spend level — there is no waiver; MakeMyTrip ICICI Bank Signature at no spend level — there is no waiver.
Which gets you into more airport lounges, RBL World Safari or MakeMyTrip ICICI Bank Signature?
Lounge chasers: MakeMyTrip ICICI Bank Signature opens 752 of 789 tracked doors to RBL World Safari's 725. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Card records last re-verified against their issuers' own documents: RBL World Safari on 2026-08-05, MakeMyTrip ICICI Bank Signature on 2026-07-26. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.