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The issuer board

Every Standard Chartered credit card.

22 cards on the desk, ranked #23 to #984 against every other card in India — not against each other. Fees run ₹0 to ₹25,000, and 1 of them is genuinely free for life. 5 of the 22 we carry without ranking, because Standard Chartered publishes no fee or no earn table for them — they are listed at the bottom, with what we do know.

how this board is ordered fold that back up

Ordered by our board, best first. The rank is the card's position among all Indian cards we price, so a gap between two rows is other issuers' cards sitting between them.

RBI, July 2026: 5,70,688 cards in force — 0.5% of every credit card in India · ₹727 cr spent on them that month, 64% of it online.

The one worth having

#23 in India Keep

Standard Chartered Beyond

Unlimited lounges on both sides of the border — for the ₹50 lakh you already keep at SC.

₹94,880 ranking value a year at ₹3L/month
₹15,000 joining + ₹25,000/yr what it costs
3.3% headline earn rate
Read the verdict →

Narrow 22 Standard Chartered cards

network, lounges, the fine print and what you can be approved for fold that back up

The first seven narrow the board — a card that isn't what you asked for is hidden, not greyed, because six hundred dimmed rows are a hazard rather than a filter. Income is different: it greys the cards you can't be approved for and prints the reason, since "you can't get this" is worth knowing. Spend categories come from each card's own MITC/T&C exclusions; a card that publishes no rule for a category stays, because silence isn't a claim. Abroad and late fee read the issuer's own MITC line: 3.5% is India's norm, so "under" means cheaper than standard, and a card whose document states neither is filed under "not published" rather than assumed cheap. Your picks live in the URL, so the link you copy is the board you're looking at.

The board

All 17 priced cards, best to worst.

rank · card · fee (what you pay to get it) · headline earn rate, per ₹100 of ordinary spend · verdict

  1. #23 Standard Chartered Beyond ₹15,000 joining + ₹25,000/yr 3.3% Keep
  2. #24 Standard Chartered Ultimate ₹5,000 fee 3.3% Keep
  3. #32 Standard Chartered Priority Visa Infinite ₹0 fee 2.0% Keep
  4. #130 Standard Chartered Rewards ₹0 joining + ₹1,000/yr 0.7% Keep
  5. #160 Standard Chartered EaseMyTrip ₹350 fee 0.5% Downgrade
  6. #214 Standard Chartered Super Value Titanium ₹750 fee 0.2% Keep
  7. #397 Standard Chartered Smart ₹499 fee 1.0% Keep
  8. #398 Standard Chartered Platinum Rewards ₹250 fee 0.2% Keep
  9. #399 Standard Chartered Manhattan ₹999 fee 0.5% Keep
  10. #815 Standard Chartered Emirates World ₹3,000 fee 1.8% Keep
  11. #816 Standard Chartered Landmark Rewards Platinum ₹250 fee 1.0% Keep
  12. #818 Standard Chartered Bandhan One ₹299 fee 0.2% Keep
  13. #819 Standard Chartered Bandhan Plus ₹699 fee 0.5% Keep
  14. #820 Standard Chartered Bandhan Xclusive ₹2,999 fee 0.5% Keep
  15. #821 Standard Chartered Platinum Elite ₹4,995 joining + ₹6,000/yr 0.5% Keep
the remaining 2 Standard Chartered cards, #822–#823
  1. #822 Standard Chartered Bajaj Finserv Platinum ₹0 joining + ₹999/yr 0.5% Keep
  2. #823 Standard Chartered Bajaj Finserv World ₹2,999 fee 0.8% Keep

Carried, not ranked

5 cards Standard Chartered won't put a number on.

Each of these is missing the fee, the earn table, or both, in every document Standard Chartered publishes. We keep the card — its page, its lounge row, its sources — and we refuse to rank it, because a net-value number computed against a fee nobody published would be wrong by exactly that fee. Each promotes itself onto the board above the day the document lands.

  1. Standard Chartered DigiSmart ₹588 fee earn n/p
  2. Standard Chartered Yatra Platinum ₹499 fee earn n/p
  3. Standard Chartered Gold Rewards ₹250 fee earn n/p
  4. Standard Chartered Preferred World Mastercard Fee not published 2.0%
  5. Standard Chartered Simply Cash Fee not published 0.3%

Our standing verdicts

20 keep · 1 downgrade · 1 cancel

What these cards pay in

StanC 360° Reward Points · Statement cashback (₹) · Standard Chartered Rewards (EaseMyTrip) · Emirates Skywards