HSBC Premier Credit Card returns as a metal card
HSBC relaunched its Premier Credit Card on November 28, 2023 as a metal card with a flat 3 points per ₹100 on every spend, no category exclusions, plus Taj Epicure membership and a ₹12,000 Taj voucher on activation.
HSBC did something almost nobody in Indian cards does anymore: it made a card better. On November 28, 2023, the Premier Credit Card returned as a metal card earning a flat 3 reward points per ₹100 on every spend — no category exclusions, no capped buckets, none of the erratic carve-outs that plagued the old plastic version.
The relaunch also stapled on a free Taj Epicure membership and a ₹12,000 Taj voucher on activation. In a year defined by Axis gutting Magnus and issuers shaving earn rates under new denominations, an unambiguous buff stands out.
The catch is the door, not the card: it remains exclusive to HSBC Premier banking clients. If you don’t hold the relationship, this launch changes nothing for you.
Our take: a flat 3 points per ₹100 with utilities, insurance and education earning in full is genuinely rare at this tier. If you already bank Premier, take the metal — the card finally matches the relationship.