SpiceJet Axis Bank Voyage vs Flipkart Axis Bank Super Elite (2026)
Axis Bank's own upgrade question: ₹500/yr against ₹750/yr — and the dearer card earns LESS, 0.8% to 0.8%.
Head to head
| SpiceJet Axis Bank Voyage | Metric | Flipkart Axis Bank Super Elite |
|---|---|---|
| #77 — wins this row | Our rank | #106 |
| ₹750/yr | Fee — joining · annual (+ GST) | ₹500/yr — wins this row |
| None | Fee waiver | ₹2,00,000 spend |
| 3.5% of the transaction value (+ 1.5% dynamic-currency-conversion markup) | Forex markup | 3.5% of the transaction value (+ 1.5% dynamic-currency-conversion markup, since 5-Mar-2023) |
| 3.75%/mo (55.55%/yr) | APR | 3.75%/mo (55.55%/yr) |
| 0.8% | Headline earn rate | 0.8% — wins this row |
| SpiceJet SpiceClub | Currency | Flipkart SuperCoins |
| ₹0.50/pt | House value | ₹0.40/pt † |
| ₹1,500 SpiceJet flight voucher for 2 transactions within 30 days of issue, plus complimentary SpiceClub Silver membership | Welcome benefit | 500 SuperCoins on activation, plus 1 year of Lenskart Gold, 3 months of Gaana Plus, 2 months of YouTube Premium, ₹500 off Myntra (first 3 orders over ₹2,999), 15% off Flipkart Flights (max ₹1,500) and 30% off a first Flipkart Health+ order |
| 72 of 789 — wins this row | Lounge doors opened | 0 of 789 |
† Flipkart Axis Bank Super Elite: SuperCoins are marketed at ₹1 each; our house value is ₹0.40, set by the best real exit (5:2 into Air India Maharaja Club at ₹1/mile). On Flipkart itself they cap out at a slice of order value, which is why the marketing number never survives contact with a checkout.
Neither issuer publishes an income floor for these two. SpiceJet Axis Bank Voyage is open to a direct application; Flipkart Axis Bank Super Elite is closed to new applications, and only grandfathered holders still have it. How people actually get Flipkart Axis Bank Super Elite is on its card page.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
SpiceJet Axis Bank Voyage wins under ₹1L/month; Flipkart Axis Bank Super Elite takes over above it.
Where the lead changes hands
The lead changes hands at ₹1L a month: SpiceJet Axis Bank Voyage is ahead by ₹1,515 at ₹0.25L, Flipkart Axis Bank Super Elite by ₹12,450 at ₹5L.
SpiceJet Axis Bank Voyage pays 2 annual spend milestones, the first at ₹1,00,000 a year, and Flipkart Axis Bank Super Elite pays none; SpiceJet Axis Bank Voyage pays a renewal bonus whatever you spend, and Flipkart Axis Bank Super Elite pays nothing to stay.
SpiceJet Axis Bank Voyage draws above the line, Flipkart Axis Bank Super Elite below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | SpiceJet Axis Bank Voyage | Flipkart Axis Bank Super Elite | In front |
|---|---|---|---|
| ₹0.25L | ₹4,635 | ₹3,120 | SpiceJet Axis Bank Voyage by ₹1,515 |
| ₹0.5L | ₹7,020 | ₹6,240 | SpiceJet Axis Bank Voyage by ₹780 |
| ₹0.75L | ₹9,405 | ₹9,360 | SpiceJet Axis Bank Voyage by ₹45 |
| ₹1L | ₹11,790 | ₹12,480 | Flipkart Axis Bank Super Elite by ₹690 |
| ₹1.25L | ₹14,175 | ₹15,600 | Flipkart Axis Bank Super Elite by ₹1,425 |
| ₹1.5L | ₹16,560 | ₹18,720 | Flipkart Axis Bank Super Elite by ₹2,160 |
| ₹1.75L | ₹18,945 | ₹21,840 | Flipkart Axis Bank Super Elite by ₹2,895 |
| ₹2L | ₹21,330 | ₹24,960 | Flipkart Axis Bank Super Elite by ₹3,630 |
| ₹2.25L | ₹23,715 | ₹28,080 | Flipkart Axis Bank Super Elite by ₹4,365 |
| ₹2.5L | ₹26,100 | ₹31,200 | Flipkart Axis Bank Super Elite by ₹5,100 |
| ₹2.75L | ₹28,485 | ₹34,320 | Flipkart Axis Bank Super Elite by ₹5,835 |
| ₹3L | ₹30,870 | ₹37,440 | Flipkart Axis Bank Super Elite by ₹6,570 |
| ₹3.25L | ₹33,255 | ₹40,560 | Flipkart Axis Bank Super Elite by ₹7,305 |
| ₹3.5L | ₹35,640 | ₹43,680 | Flipkart Axis Bank Super Elite by ₹8,040 |
| ₹3.75L | ₹38,025 | ₹46,800 | Flipkart Axis Bank Super Elite by ₹8,775 |
| ₹4L | ₹40,410 | ₹49,920 | Flipkart Axis Bank Super Elite by ₹9,510 |
| ₹4.25L | ₹42,795 | ₹53,040 | Flipkart Axis Bank Super Elite by ₹10,245 |
| ₹4.5L | ₹45,180 | ₹56,160 | Flipkart Axis Bank Super Elite by ₹10,980 |
| ₹4.75L | ₹47,565 | ₹59,280 | Flipkart Axis Bank Super Elite by ₹11,715 |
| ₹5L | ₹49,950 | ₹62,400 | Flipkart Axis Bank Super Elite by ₹12,450 |
Transfer reach
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for
SpiceJet Axis Bank Voyage · 2 more →
- 0.75% on general spend — a loyalty punch-card, not a rewards engine
- SpiceClub points redeem only against SpiceJet fares, meals and add-ons; no transfer partners
- 12 of the headline 18 points per ₹200 come from the Silver tier, free for year 1 only
Flipkart Axis Bank Super Elite · 3 more →
- No lounge access whatsoever — domestic or international, gated or otherwise
- 0.8% outside Flipkart, and 3.5% forex kills it for any spend abroad
- SuperCoins are marketed at ₹1 and worth ₹0.40 on their best real exit
The call
For the ₹1L/month spender, Flipkart Axis Bank Super Elite nets ₹12,480 against ₹11,790 — a ₹690 gap. At ₹5L/month, Flipkart Axis Bank Super Elite nets ₹62,400 against ₹49,950 — a ₹12,450 gap. Lounge chasers: SpiceJet Axis Bank Voyage opens 72 of 789 tracked doors to Flipkart Axis Bank Super Elite's 0.
Our standing verdicts: SpiceJet Axis Bank Voyage — Downgrade; Flipkart Axis Bank Super Elite — Cancel. On our board, SpiceJet Axis Bank Voyage sits at #77 to Flipkart Axis Bank Super Elite's #106 — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Straight answers
Which is better, SpiceJet Axis Bank Voyage or Flipkart Axis Bank Super Elite?
SpiceJet Axis Bank Voyage. It sits at #77 on our board to Flipkart Axis Bank Super Elite's #106. Flipkart Axis Bank Super Elite takes 5 of the 7 rounds we can score. SpiceJet Axis Bank Voyage wins under ₹1L/month; Flipkart Axis Bank Super Elite takes over above it.
SpiceJet Axis Bank Voyage or Flipkart Axis Bank Super Elite — which earns more at ₹3L a month?
At ₹3L a month, Flipkart Axis Bank Super Elite nets ₹37,440 against ₹30,870 — a ₹6,570 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, SpiceJet Axis Bank Voyage or Flipkart Axis Bank Super Elite?
Flipkart Axis Bank Super Elite — ₹500/yr against ₹750/yr. SpiceJet Axis Bank Voyage waives its fee at no spend level — there is no waiver; Flipkart Axis Bank Super Elite at ₹2,00,000 of spend.
Which gets you into more airport lounges, SpiceJet Axis Bank Voyage or Flipkart Axis Bank Super Elite?
Lounge chasers: SpiceJet Axis Bank Voyage opens 72 of 789 tracked doors to Flipkart Axis Bank Super Elite's 0. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Both card records were last re-verified against their issuers' own documents on 2026-07-26. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.