JetPrivilege HDFC Bank Titanium vs InterMiles ICICI Bank Coral Credit Card (2026)
InterMiles ICICI Bank Coral Credit Card vs JetPrivilege HDFC Bank Titanium: which wins?
₹13,150ranking value a year at ₹3L a month, to InterMiles ICICI Bank Coral Credit Card
Skip the duel — the board, ranked → · nothing to sign up for
Same points, and neither card transfers anywhere — the redemption catalogue is the ceiling for both, so this one is decided on earn and fee, nothing else: 0.3% at ₹500/yr against 0.4% at ₹1,250/yr.
JetPrivilege HDFC Bank Titanium wins under ₹0.5L/month; InterMiles ICICI Bank Coral Credit Card takes over above it.
Every metric, row by row — 10 compared
Head to head
| JetPrivilege HDFC Bank Titanium | Metric | InterMiles ICICI Bank Coral Credit Card |
|---|---|---|
| closed | Our rank | closed |
| ₹500/yr — wins this row | Fee — joining · annual (+ GST) | ₹1,250/yr |
| None | Fee waiver | None |
| not published | Forex markup | not published |
| not published | APR | not published |
| 0.3% | Headline earn rate | 0.4% — wins this row |
| InterMiles | Currency | InterMiles |
| ₹0.20/pt | House value | ₹0.20/pt |
| — | Welcome benefit | 2,500 bonus InterMiles plus a ₹250 flight and ₹500 hotel discount voucher for intermiles.com, released 45 working days after the joining fee was realised — and 1,250 InterMiles again on each renewal. None of it is claimable today. |
| 0 of 793 | Lounge doors opened | 0 of 793 |
Neither issuer publishes an income floor for these two, and the door is the same on both sides: JetPrivilege HDFC Bank Titanium and InterMiles ICICI Bank Coral Credit Card are both closed to new applications, and only grandfathered holders still have it. How people actually get each one is on its card page.
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
The ₹ face-off at ₹1L/₹3L/₹5L a month
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
JetPrivilege HDFC Bank Titanium wins under ₹0.5L/month; InterMiles ICICI Bank Coral Credit Card takes over above it.
Where the lead changes hands — a 20-step sweep from ₹0.25L to ₹5L/month
Where the lead changes hands
The lead changes hands at ₹0.5L a month: JetPrivilege HDFC Bank Titanium is ahead by ₹348 at ₹0.25L, InterMiles ICICI Bank Coral Credit Card by ₹7,290 at ₹5L.
JetPrivilege HDFC Bank Titanium draws above the line, InterMiles ICICI Bank Coral Credit Card below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | JetPrivilege HDFC Bank Titanium | InterMiles ICICI Bank Coral Credit Card | In front |
|---|---|---|---|
| ₹0.25L | ₹298 | −₹50 | JetPrivilege HDFC Bank Titanium by ₹348 |
| ₹0.5L | ₹1,096 | ₹1,150 | InterMiles ICICI Bank Coral Credit Card by ₹54 |
| ₹0.75L | ₹1,894 | ₹2,350 | InterMiles ICICI Bank Coral Credit Card by ₹456 |
| ₹1L | ₹2,692 | ₹3,550 | InterMiles ICICI Bank Coral Credit Card by ₹858 |
| ₹1.25L | ₹3,490 | ₹4,750 | InterMiles ICICI Bank Coral Credit Card by ₹1,260 |
| ₹1.5L | ₹4,288 | ₹5,950 | InterMiles ICICI Bank Coral Credit Card by ₹1,662 |
| ₹1.75L | ₹5,086 | ₹7,150 | InterMiles ICICI Bank Coral Credit Card by ₹2,064 |
| ₹2L | ₹5,884 | ₹8,350 | InterMiles ICICI Bank Coral Credit Card by ₹2,466 |
| ₹2.25L | ₹6,682 | ₹9,550 | InterMiles ICICI Bank Coral Credit Card by ₹2,868 |
| ₹2.5L | ₹7,480 | ₹10,750 | InterMiles ICICI Bank Coral Credit Card by ₹3,270 |
| ₹2.75L | ₹8,278 | ₹11,950 | InterMiles ICICI Bank Coral Credit Card by ₹3,672 |
| ₹3L | ₹9,076 | ₹13,150 | InterMiles ICICI Bank Coral Credit Card by ₹4,074 |
| ₹3.25L | ₹9,874 | ₹14,350 | InterMiles ICICI Bank Coral Credit Card by ₹4,476 |
| ₹3.5L | ₹10,672 | ₹15,550 | InterMiles ICICI Bank Coral Credit Card by ₹4,878 |
| ₹3.75L | ₹11,470 | ₹16,750 | InterMiles ICICI Bank Coral Credit Card by ₹5,280 |
| ₹4L | ₹12,268 | ₹17,950 | InterMiles ICICI Bank Coral Credit Card by ₹5,682 |
| ₹4.25L | ₹13,066 | ₹19,150 | InterMiles ICICI Bank Coral Credit Card by ₹6,084 |
| ₹4.5L | ₹13,864 | ₹20,350 | InterMiles ICICI Bank Coral Credit Card by ₹6,486 |
| ₹4.75L | ₹14,662 | ₹21,550 | InterMiles ICICI Bank Coral Credit Card by ₹6,888 |
| ₹5L | ₹15,460 | ₹22,750 | InterMiles ICICI Bank Coral Credit Card by ₹7,290 |
Transfer reach — 0 shared live routes
Transfer reach
Both cards earn InterMiles, so the partner list is identical — 0 live transfer routes each. The fight is decided on earn and fees, not reach.
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for — 6 points
What to watch out for
JetPrivilege HDFC Bank Titanium · 3 more →
- PHASED OUT — HDFC discontinued all product features on 15 December 2024 and migrated every holder
- The card was rebranded from JetPrivilege to InterMiles before that, and Jet Airways itself stopped flying
- InterMiles once credited cannot be converted back to HDFC Reward Points
InterMiles ICICI Bank Coral Credit Card · 4 more →
- RETIRED — ICICI's product page for this card no longer exists; the URL resolves to the generic card listing, and no fee or rate here is claimable today
- The co-brand is absent from ICICI's August 2026 MITC entirely, so nothing about this card is published by the bank any more — the figures here come from its own archived pages
- Accrual was capped at 40,000 InterMiles per anniversary year, and ICICI charged ₹7,500 to lift the cap for the rest of that cycle — a ceiling you paid through, not one you earned past
The call
For the ₹1L/month spender, InterMiles ICICI Bank Coral Credit Card nets ₹3,550 against ₹2,692 — a ₹858 gap. At ₹5L/month, InterMiles ICICI Bank Coral Credit Card nets ₹22,750 against ₹15,460 — a ₹7,290 gap. Lounge chasers get no tiebreak here: both open 0 of 793 tracked doors.
Our standing verdicts: JetPrivilege HDFC Bank Titanium — Cancel; InterMiles ICICI Bank Coral Credit Card — Cancel. InterMiles ICICI Bank Coral Credit Card takes 4 of the 5 rounds we can score — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Common questions — 5 answered
Straight answers
Which is better, JetPrivilege HDFC Bank Titanium or InterMiles ICICI Bank Coral Credit Card?
InterMiles ICICI Bank Coral Credit Card. InterMiles ICICI Bank Coral Credit Card takes 4 of the 5 rounds we can score. JetPrivilege HDFC Bank Titanium wins under ₹0.5L/month; InterMiles ICICI Bank Coral Credit Card takes over above it.
JetPrivilege HDFC Bank Titanium or InterMiles ICICI Bank Coral Credit Card — which earns more at ₹3L a month?
At ₹3L a month, InterMiles ICICI Bank Coral Credit Card nets ₹13,150 against ₹9,076 — a ₹4,074 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, JetPrivilege HDFC Bank Titanium or InterMiles ICICI Bank Coral Credit Card?
JetPrivilege HDFC Bank Titanium — ₹500/yr against ₹1,250/yr. JetPrivilege HDFC Bank Titanium waives its fee at no spend level — there is no waiver; InterMiles ICICI Bank Coral Credit Card at no spend level — there is no waiver.
Which gets you into more airport lounges, JetPrivilege HDFC Bank Titanium or InterMiles ICICI Bank Coral Credit Card?
Lounge chasers get no tiebreak here: both open 0 of 793 tracked doors.
How current is this comparison?
Card records last re-verified against their issuers' own documents: JetPrivilege HDFC Bank Titanium on 2026-08-22, InterMiles ICICI Bank Coral Credit Card on 2026-08-24. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.
Verified against HDFC Bank and ICICI Bank's own documents on · the ranking model, at our house ₹/point
Every document behind this page — 6 of them, each with the day we read it
- official JetPrivilege Titanium product page — the sourcing-stopped notice, the InterMiles phase-out, the Etihad bonus and the ₹500 fee block
- official Fees and charges — ₹500 as both the first-year and the renewal fee
- official ICICI's own path for the card — it no longer serves a product page and resolves to the generic card listing
- official ICICI's privileges page for the Coral tier, Nov 2022 — the card's four-rung InterMiles earn table, the 40,000-mile annual cap, the welcome and renewal bonuses and the Etihad fare discount
- official The InterMiles ICICI Bank Coral product page as it last stood, Sept 2023 — the card's own joining and annual fee, its welcome and renewal bonuses and the 40,000-mile earn cap
- official MITC (last updated 2 Aug 2026) — prices thirty ICICI variants and contains no InterMiles row of any kind, which is why nothing here is a live figure