DBS Altitude versus Bajaj Finserv DBS 10X Plus SuperCard, metric by metric. The metric runs down the centre; each card's values face it from its own side, and a gold edge on the centre line marks the round winner.
DBS Altitude	Metric	Bajaj Finserv DBS 10X Plus SuperCard
invite-only	Our rank	closed
₹4,999/yr	Fee — joining · annual (+ GST)	₹4,999/yr
None	Fee waiver	None
0% across Asia, 1% across all other countries (KFS + consolidated MITC forex table)	Forex markup	not published
Up to 4%/mo (48%/yr) — the Vantage/Altitude/SuperCard tier of the consolidated MITC	APR	not published
2.0% — wins this row	Headline earn rate	0.2%
DBS Vantage Points	Currency	DBS Cash Points
₹1.00/pt	House value	₹0.20/pt †
4,999 Vantage Points (₹4,999) on your first transaction within 30 days of card setup, once the joining fee is levied	Welcome benefit	20,000 Cash Points (₹4,000) on the first transaction within 60 days of card issuance
728 of 793 — wins this row	Lounge doors opened	0 of 793

† Bajaj Finserv DBS 10X Plus SuperCard: DBS caps a Cash Point at ₹0.20 and the ceiling is the floor. Cash Points redeem on dbsdelights.in against flights, hotels, shopping, dining and vouchers; they reach no airline or hotel PROGRAMME, at any ratio — so 2% on everything here is 2% off a catalogue, not two rupees of award seat, which is the honest ceiling on the whole family.

Neither issuer publishes an income floor for these two. DBS Altitude is invite-only, with no public form; Bajaj Finserv DBS 10X Plus SuperCard is closed to new applications, and only grandfathered holders still have it. How people actually get each one is on its card page.

Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →

The ₹ face-off at ₹1L/₹3L/₹5L a month

Ranking-value face-off

Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.

DBS Altitude Bajaj Finserv DBS 10X Plus SuperCard

at ₹1L/month

₹20,801 wins

₹19,001

at ₹3L/month

₹72,401 wins

₹67,001

at ₹5L/month

₹1,24,001 wins

₹1,15,001

DBS Altitude out-earns Bajaj Finserv DBS 10X Plus SuperCard at every spend level we model, from ₹25k to ₹5L a month.

How the gap moves with spend — a 20-step sweep from ₹0.25L to ₹5L/month

How the gap moves with spend

DBS Altitude leads at all 20 steps, but not by the same amount: ₹450 at ₹0.25L a month, ₹9,000 at ₹5L — the gap fans out with spend, widest at ₹5L (₹9,000).

DBS Altitude runs a 5.0% booster on DBS Delights flight & hotel bookings, where Bajaj Finserv DBS 10X Plus SuperCard earns one flat rate.

DBS Altitude draws above the line, Bajaj Finserv DBS 10X Plus SuperCard below · ₹0.25L to ₹5L a month, step by step

Ranking value for each card at every ₹25,000 step of monthly spend, with the gap between them and the card in front at that level.
Monthly spend	DBS Altitude	Bajaj Finserv DBS 10X Plus SuperCard	In front
₹0.25L	₹1,451	₹1,001	DBS Altitude by ₹450
₹0.5L	₹7,901	₹7,001	DBS Altitude by ₹900
₹0.75L	₹14,351	₹13,001	DBS Altitude by ₹1,350
₹1L	₹20,801	₹19,001	DBS Altitude by ₹1,800
₹1.25L	₹27,251	₹25,001	DBS Altitude by ₹2,250
₹1.5L	₹33,701	₹31,001	DBS Altitude by ₹2,700
₹1.75L	₹40,151	₹37,001	DBS Altitude by ₹3,150
₹2L	₹46,601	₹43,001	DBS Altitude by ₹3,600
₹2.25L	₹53,051	₹49,001	DBS Altitude by ₹4,050
₹2.5L	₹59,501	₹55,001	DBS Altitude by ₹4,500
₹2.75L	₹65,951	₹61,001	DBS Altitude by ₹4,950
₹3L	₹72,401	₹67,001	DBS Altitude by ₹5,400
₹3.25L	₹78,851	₹73,001	DBS Altitude by ₹5,850
₹3.5L	₹85,301	₹79,001	DBS Altitude by ₹6,300
₹3.75L	₹91,751	₹85,001	DBS Altitude by ₹6,750
₹4L	₹98,201	₹91,001	DBS Altitude by ₹7,200
₹4.25L	₹1,04,651	₹97,001	DBS Altitude by ₹7,650
₹4.5L	₹1,11,101	₹1,03,001	DBS Altitude by ₹8,100
₹4.75L	₹1,17,551	₹1,09,001	DBS Altitude by ₹8,550
₹5L	₹1,24,001	₹1,15,001	DBS Altitude by ₹9,000

Transfer reach — 0 vs 0 live routes

Transfer reach

live transfer routes from DBS Vantage Points — no transfers; its own redemption value is the ceiling

DBS Altitude

live transfer routes from DBS Cash Points — no transfers; its own redemption value is the ceiling

Bajaj Finserv DBS 10X Plus SuperCard

Full route maps on each card page, best ₹/point routes on the optimizer →

What to watch out for — 6 points

What to watch out for

DBS Altitude · 2 more →

Vantage Points transfer to no airline or hotel — ₹1 a point on DBS Delights is the ceiling
International spends earn nothing: DBS's own benefit T&Cs list them under 'No Vantage Points', while an earlier table on the same page says otherwise — assume zero until DBS reconciles it
Lounges are spend-gated: 2 domestic + 1 international a quarter, only after ₹75,000 of spend in the PREVIOUS calendar quarter

Bajaj Finserv DBS 10X Plus SuperCard · 4 more →

Discontinued — no new cards since 23 November 2024, and every holder is migrated to a SuperX from 1 August 2026
3.5% forex on a ₹4,999 card, on a page where DBS gives Vantage 0% and Altitude 0% across Asia
The earn is identical to the ₹2,999 variant: the extra ₹2,000 buys the international lounge access and the welcome

The call

For the ₹1L/month spender, DBS Altitude nets ₹20,801 against ₹19,001 — a ₹1,800 gap. At ₹5L/month, DBS Altitude nets ₹1,24,001 against ₹1,15,001 — a ₹9,000 gap. Lounge chasers: DBS Altitude opens 728 of 793 tracked doors to Bajaj Finserv DBS 10X Plus SuperCard's 0.

Our standing verdicts: DBS Altitude — Keep; Bajaj Finserv DBS 10X Plus SuperCard — Cancel. DBS Altitude takes 5 of the 5 rounds we can score — that's the overall call. Your spend pattern can overrule us: run your exact numbers →

Common questions — 5 answered

Straight answers

Which is better, DBS Altitude or Bajaj Finserv DBS 10X Plus SuperCard?

DBS Altitude. DBS Altitude takes 5 of the 5 rounds we can score. DBS Altitude out-earns Bajaj Finserv DBS 10X Plus SuperCard at every spend level we model, from ₹25k to ₹5L a month.

DBS Altitude or Bajaj Finserv DBS 10X Plus SuperCard — which earns more at ₹3L a month?

At ₹3L a month, DBS Altitude nets ₹72,401 against ₹67,001 — a ₹5,400 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.

Which costs less to hold, DBS Altitude or Bajaj Finserv DBS 10X Plus SuperCard?

They cost the same to get: ₹4,999/yr. DBS Altitude waives its fee at no spend level — there is no waiver; Bajaj Finserv DBS 10X Plus SuperCard at no spend level — there is no waiver.

Which gets you into more airport lounges, DBS Altitude or Bajaj Finserv DBS 10X Plus SuperCard?

Lounge chasers: DBS Altitude opens 728 of 793 tracked doors to Bajaj Finserv DBS 10X Plus SuperCard's 0. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.

How current is this comparison?

Card records last re-verified against their issuers' own documents: DBS Altitude on 2026-08-15, Bajaj Finserv DBS 10X Plus SuperCard on 2026-09-12. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.

Verified against DBS Bank India and DBS Bank India's own documents on 15 Aug 2026 · the ranking model, at our house ₹/point

Every document behind this page — 6 of them, each with the day we read it

Something stale or wrong? The document wins — tell us →