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Small finance bank

Suryoday Small Finance Bank credit cards: 2 you can apply for

The best one for most people is Suryoday SFB RuPay Platinum.

₹2,900a year after fees, at ₹75,000 a month

Suryoday SFB RuPay Platinum

₹2,900 a year, after fees

₹0 joining + ₹150/yr · 2.5% forex markup · Reward rate 0.5%

Keep

It pays back the most of the 2 Suryoday Small Finance Bank cards open to apply that we can value.

Rank all 2 at your own spend in the card finder

Verified 3 sources

Points and where they go

Suryoday Small Finance Bank's cards pay cash back, not points: 2 cards credit rupees to your statement.

Recent changes

All 2 Suryoday Small Finance Bank cards

Every one of them costs ₹150 a year. Each card shows what it pays back a year after its fee at ₹75,000 a month, and our verdict: 2 keep, 0 downgrade, 0 cancel.

Open to apply 2

  1. Suryoday SFB RuPay Platinum

    ₹2,900 a year, after fees

    ₹0 joining + ₹150/yr · 2.5% forex markup · Reward rate 0.5%

    Keep

  2. Suryoday SFB RuPay Select

    ₹2,900 a year, after fees

    ₹0 joining + ₹150/yr · 2.5% forex markup · Reward rate 0.5%

    Keep

Filter Suryoday Small Finance Bank cards by fee, lounges or forex

Suryoday Small Finance Bank in RBI's figures

Cards in force
57,862
0.0% of India's cards
Spent in August 2026
₹9 crore
66% of it online
Spend per card
₹1,505
a month, on average

Source: the Reserve Bank of India's monthly card statistics, August 2026. Every bank's figures

Sources

The Suryoday Small Finance Bank documents that state its fees and charges, and RBI's release. Each card's page lists its own sources too.

  1. Official Suryoday's Most Important Terms and Conditions for the secured RuPay Platinum card, for cards issued from 26 May 2026 — the fee table, the 2.5% forex surcharge and the cash-back programme clause read
  2. Official Suryoday's Most Important Terms and Conditions for the secured RuPay Select card, for cards issued from 26 May 2026 — the fee table with its ₹50,000 waiver and ₹499 physical-card charge read
  3. Official Reserve Bank of India: ATM, Acceptance Infrastructure and Card Statistics for the Month of August 2026 read