The issuer board

Every City Union Bank credit card.

11 cards on the desk, ranked #368 to #512 against every other card in India — not against each other. Fees run ₹0 to ₹4,000, and 6 of them are genuinely free for life. 2 of the 11 we carry without ranking, because City Union Bank publishes no fee or no earn table for them — they are listed at the bottom, with what we do know.

how this board is ordered fold that back up

Ordered by our board, best first. The rank is the card's position among all Indian cards we price, so a gap between two rows is other issuers' cards sitting between them.

RBI, July 2026: 59,731 cards in force — 0.0% of every credit card in India · ₹73 cr spent on them that month, 55% of it online.

The one worth having

#368 in India Keep

Dhi CUB Visa Signature

1.25% off the bill on a card that costs nothing — for two years, and CUB is counting.

₹45,000 ranking value a year at ₹3L/month

₹0 fee what it costs

1.3% headline earn rate

Read the verdict →

Narrow 11 City Union Bank cards

What it pays What it costs What I spend on

Network Lounge access Abroad Late fee My monthly income

network, lounges, the fine print and what you can be approved for fold that back up

The first seven narrow the board — a card that isn't what you asked for is hidden, not greyed, because six hundred dimmed rows are a hazard rather than a filter. Income is different: it greys the cards you can't be approved for and prints the reason, since "you can't get this" is worth knowing. Spend categories come from each card's own MITC/T&C exclusions; a card that publishes no rule for a category stays, because silence isn't a claim. Abroad and late fee read the issuer's own MITC line: 3.5% is India's norm, so "under" means cheaper than standard, and a card whose document states neither is filed under "not published" rather than assumed cheap. Your picks live in the URL, so the link you copy is the board you're looking at.

The board

All 9 priced cards, best to worst.

rank · card · fee (what you pay to get it) · headline earn rate, per ₹100 of ordinary spend · verdict

Carried, not ranked

2 cards City Union Bank won't put a number on.

Each of these is missing the fee, the earn table, or both, in every document City Union Bank publishes. We keep the card — its page, its lounge row, its sources — and we refuse to rank it, because a net-value number computed against a fee nobody published would be wrong by exactly that fee. Each promotes itself onto the board above the day the document lands.

Our standing verdicts

9 keep · 2 downgrade · 0 cancel

What these cards pay in

City Union Bank Reward Points · SalarySe SCoins · Statement cashback (₹)