Punjab & Maharashtra Co-operative Bank credit cards: none you can apply for
Punjab & Maharashtra Co-operative Bank publishes no earn table for any of its 4 cards, so we cannot put a ₹ figure on one. Every card is listed below with what we do know.
4cards we track, none we can value
Points and where they go
No Punjab & Maharashtra Co-operative Bank card names the currency it earns in a document we could read.
Recent changes
We have no dated change to any Punjab & Maharashtra Co-operative Bank card on record.
All 4 Punjab & Maharashtra Co-operative Bank cards
Fees run ₹500 to ₹750. We cannot value any of them: Punjab & Maharashtra Co-operative Bank publishes no earn table for those cards, so they are listed as "Not valued". Each card shows what it pays back a year after its fee at ₹75,000 a month, and our verdict: 0 keep, 0 downgrade, 4 cancel.
Closed or paused 4
Standard charges
The charges Punjab & Maharashtra Co-operative Bank words the same way on most of its cards, from each card's most important terms and conditions. A card that differs prints its own figure on its own page.
| Charge | What the bank says | Our read | Cards |
|---|---|---|---|
| Interest (APR) | 1%/mo (12%/yr) on retail purchases | 3 of 4 | |
| Late payment fee | 2% of outstanding dues, minimum ₹100 and maximum ₹500 | 4 of 4 | |
| Cash withdrawal fee | 1% of the transaction amount, minimum ₹100 — no free credit period, interest from the date of withdrawal at 1%/mo | 4 of 4 | |
| Add-on card fee | Nil — no joining and no annual fee on add-on cards, up to three per account | Free | 4 of 4 |
| Reward redemption fee | Nil, but a minimum accumulation applies and redemption ran by email to the bank's card desk | Free | 4 of 4 |
Cards counts the Punjab & Maharashtra Co-operative Bank cards whose terms print this exact wording, out of those whose terms print the charge at all.
Sources
The Punjab & Maharashtra Co-operative Bank documents that state its fees and charges. Each card's page lists its own sources too.