The issuer board
Every Suryoday Small Finance Bank credit card.
2 cards on the desk, ranked #404 to #405 against every other card in India — not against each other. Every one of them costs ₹150 a year.
how this board is ordered fold that back up
Ordered by our board, best first. The rank is the card's position among all Indian cards we price, so a gap between two rows is other issuers' cards sitting between them.
RBI, July 2026: 54,272 cards in force — 0.0% of every credit card in India · ₹9 cr spent on them that month, 67% of it online.
The one worth having
Suryoday SFB RuPay Platinum
Half a percent on your own fixed deposit — and a fee that dies at ₹20,000 of spend.
Narrow 2 Suryoday Small Finance Bank cards
network, lounges, the fine print and what you can be approved for fold that back up
The first seven narrow the board — a card that isn't what you asked for is hidden, not greyed, because six hundred dimmed rows are a hazard rather than a filter. Income is different: it greys the cards you can't be approved for and prints the reason, since "you can't get this" is worth knowing. Spend categories come from each card's own MITC/T&C exclusions; a card that publishes no rule for a category stays, because silence isn't a claim. Abroad and late fee read the issuer's own MITC line: 3.5% is India's norm, so "under" means cheaper than standard, and a card whose document states neither is filed under "not published" rather than assumed cheap. Your picks live in the URL, so the link you copy is the board you're looking at.
The board
All 2 priced cards, best to worst.
rank · card · fee (what you pay to get it) · headline earn rate, per ₹100 of ordinary spend · verdict
- #404 Suryoday SFB RuPay Platinum ₹0 joining + ₹150/yr 0.5% Keep
- #405 Suryoday SFB RuPay Select ₹0 joining + ₹150/yr 0.5% Keep
No Suryoday Small Finance Bank card matches all of that. Loosen one lever, or scan every issuer's board →
Our standing verdicts
2 keep · 0 downgrade · 0 cancel
What these cards pay in